AffiniPay Prohibited Businesses

AffiniPay recognizes the following as Prohibited Businesses:

  • Adult entertainment and/or adult content websites including Electronic Commerce adult content (videotext) merchants that would include MCC’s 5967,7273 and 7841
  • Buyer Clubs/Membership Clubs
  • Direct Marketing: Continuity or Subscription services or merchants including MCC 5968 and 5969
  • Direct Marketing-Travel Related Arrangement Services including MCC 5962
  • Direct Marketing-Inbound Telemarketing including videotext services and MCC 5967
  • Gambling Activities and Establishments including MCC 7995, including lotteries, internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services
  • Infomercial merchants
  • Internet Pharmacies
  • Multi-Level Marketing Businesses
  • Outbound Telemarketers and Telecom merchants including MCC’s 4814,4816, and 5966
  • Rebate-Based Businesses
  • Up-Selling merchants
  • Any merchant that accepts a card at a scrip-dispensing terminal Airlines including Charter Airlines
  • Bidding Fee Auctions including Penny Auctions
  • Brand or Reputational damaging, potential or otherwise, activities including Bestiality, Child Pornography, Escort Services, Mail Order Brides, Occult
  • Commodity Trading or Security Trading
  • Credit Counseling or Credit Repair Services
  • Credit Protection or Identity Theft Protection Services
  • Cruise Lines
  • Currency Exchanges or Dealers
  • Debt Elimination, Debt Reduction or Debt Consulting Services
  • Digital Wallet or Prepaid Companies
  • Discount Medical or Dental plans including Discount Insurance
  • Discount Coupon merchants or Online Sites
  • Distressed Property Sales and/or Marketing
  • Drug Paraphernalia
  • e-Cigarettes
  • Firearms including Ammunition
  • High interest rate non-bank consumer lending including payday lending and title loans
  • Investment or “get rich quick” merchants, businesses or programs
  • Merchants utilizing negative option, renewal, or continuity subscription practices
  • Marketing Activities involving “pay only for shipping” and/or “free trial” periods
  • Marijuana dispensaries and related products or services
  • Merchants offering Special Incentives
  • Money Transfer, Wire Transfers, Money Orders, Transmitters, and Check Cashing including merchants required to be registered as Money Service Business
  • Pawn Shop
  • Prepaid Phone Cards
  • Prepaid Phone Services
  • Pseudo Pharmaceuticals
  • Quasi Cash or Stored Value
  • Real Estate Flipping
  • Sale of Mobile Minutes
  • Selling or Sales of Social Media Activity
  • Sports Forecasting or Odds Making
  • Substances designed to mimic illegal drugs
  • Timeshares including resale’s and related marketing
  • Transacting Virtual Currency or credits that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world

The foregoing list is not exhaustive and may be updated from time to time.